BUDGETING PLANNER 2021 FULL
BUDGETING PLANNER 2021 PLUS

Go from three streaming services to one, dine out less, and shop at discount clothing and grocery stores. If things are tight right now because of inflation or whatever reason, you can save money quickly by trimming your budget. When you stop paying for the past, you can start truly budgeting for the present-and the future!īrace yourself! It might be time for some budget cuts in your life. Attack it! Get mad at it! Stop letting debt rob you of the very thing that helps you win with money-your income. Use the debt snowball method and the 7 Baby Steps to get rid of debt as fast as you can.

If you have debt, paying it off needs to be a top priority in your budget. Once your true necessities are taken care of, you can fill in the rest of the categories in your budget. Giving and saving are at the top of the list, and then comes the Four Walls: food, utilities, shelter and transportation. Start with the most important categories first. Keep those special occasions from sneaking up on you by pulling up your calendar while you’re creating your budget.Ĥ. Make sure you prepare for all of your expenses-even those month-specific ones. Other months you’ll be saving for things like vacations, birthdays and holidays.

Some months you’ll have to budget for things like back-to-school supplies or routine car maintenance. Remember: If the two of you are one, your bank accounts should be one too! It’s no longer your money or my money-it’s our money.ģ. You need to get on the same page with money, so set goals together and dream about what the future will look like. Make it fun! Grab some of your favorite snacks and put on a good playlist. If you’re married, sit down once a month and have a family budgeting night. You need a financial accountability partner! If you’re single, find someone who will cheer you on- and help you stick to your goals! Have a monthly budget meeting to review what happened last month and what’s coming up.

BUDGETING PLANNER 2021 FULL

This is how you take full control of every dollar you make. This is how you make sure none of your money slips through the cracks or gets spent by accident. (Leave a buffer of a few hundred dollars.) It just means your income minus all your expenses equals zero. Now that doesn’t mean you have zero dollars in your bank account. This is what we call a zero-based budget. This means before the month even starts, you’re making a plan and giving every dollar a name. Every single dollar you make!Īlso, no matter why you’re here, whether you’re just getting started in the budgeting world or you want to up your game, these 15 budgeting tips will help.ġ5 Budgeting Tips 1. The planner is available in 6 different colors, comes with a soft surface and features an elastic band and a sturdy pen loop.Unfortunately, the word budget has gotten a bad rap. But when it all boils down, a budget is just a plan for your money.Īnd no matter what you’ve heard or thought about budgeting in the past, hear this: A budget doesn’t limit your freedom-it gives you freedom! It’s literally you taking control, getting intentional, and telling your money what to do. The perfect size of 5.5”x8” (smaller than A5) makes it easy to take the budget planner anywhere with you. Start whenever & continue wherever you want!The budget journal is non-dated, so you can start at any time. This personal budget planner is simple but effective and makes it easy for you to gain and keep financial control and works well with the Dave Ramsey model. So, get behind the wheel and take control of your finances and your options. It will take you wherever you wish, but it will not replace you as the driver” – Ayn Rand ZICOTO BUDGET PLANNER ORGANIZER: START BUDGETING TODAY TO ACHIEVE LONG-TERM FINANCIAL FREEDOM

BUDGETING PLANNER 2021 PLUS

STICKERS, HOW TO’S & MOTIVATION: ZICOTO gets you started & keeps you going! The 2021-2022 budget keeper includes 2 sticker sheets for personal creativity, planning instructions, plus inspirational quotes on each review page to help focus on your goals.

It comes with practical features such as an elastic band & a sturdy pen loop

GORGEOUS & FUNCTIONAL: The hardcover budgeting book is available in 6 beautiful colors and is designed for easy & effective budget planning.

BRING IT ON – ANY TIME & ANY PLACE: The budgeting planner is undated, so you can start at any time Thanks to its perfect size of 5.5×8” (smaller than A5) the financial notebook fits in every bag & is always at hand.

CREATE FINANCIAL FREEDOM: Start your journey to long-term financial freedom today! The finance planner allows you to track monetary flow & to review each area for improvements This 12-Month budget book is your chance to develop monthly habits, monetary strategies & action plans.

BUDGET PLANNING AT ITS BEST: Achieve your Financial Goals and Use the ZICOTO budget tracker to set new financial standards in your life, monitor your monthly income, savings, debts & daily expenses.

Budgeting planner 2021